The aim of this kind of insurance is to coordinate life insurance with accumulation of money. Periodical premiums are accumulated and when the term of the contract expires the entire accumulated amount together with the profit is returned to you. During the whole period of the contract validity you are insured for the sum assured which in case of the accident is paid to the persons indicated by you. This protection is in force in the whole world.

Using this kind of insurance you can make use of income tax relieve.